5 Ways to Help Reduce Debt

5 ways to help reduce debt

Being in debt can be a stressful experience. It can feel like you’re barely scraping enough money together to cover your monthly expenses and save a few extra bucks just in case something unforeseen comes along. Since most people are naturally optimistic and it’s common to encounter financial difficulties in life, many people disregard debt […]

Approaching the Markets During Mid-Terms

approaching the markets for mid-terms

The relationship between mid-term elections and the stock markets has been well documented since 1946. This year’s mid-terms are expected to sway the current 50/50 split in the Senate to either side with 35 senate seats up for elections — 14 of which are currently held by Democrats and 21 by Republicans. Like most elections, […]

Thanksgiving Traditions (Old and New)

thanksgiving traditions old and new

Thanksgiving is a holiday that surrounds two of the most beloved ideas. Food and family. Whether you’ve been visiting grandma’s house for the last 15 years or you’re hosting for the first time, the same Thanksgiving traditions you know, and love, will carry over. But don’t be afraid to create some new traditions. Let’s look […]

Conquer Imposter Syndrome in Your Career

conquer imposter syndrome in your career

Imposter syndrome—the feeling that you’re not as talented as you think you are—is a common affliction that can hold you back in your career. To overcome the insecurity, follow this advice from the Inside Higher Ed website to conquer imposter syndrome in your career: Build your confidence The way to build confidence is to challenge […]

Socially Responsible Investing

socially responsible investing

A Heritage of Social Investing One thing that might surprise you about Socially Responsible Investing (SRI), also called Impact Investing, is that it isn’t a recent phenomenon – not even close. In the 18th century the Methodist church wouldn’t invest in companies that made or sold liquor, tobacco products or promoted gambling. Today, many Americans […]

Tax Planning for the Self-Employed

tax planning for the self-employed

Self-employment is the opportunity to be your own boss. To come and go as you please. And, oh yes, to establish a lifelong bond with your accountant. If you’re self-employed, you’ll need to pay your own FICA taxes and take charge of your own retirement plan. Here is some tax planning for the self-employed tips: […]

Insuring Electric Vehicles

Insuring Electric Cars

Electric vehicles (EVs) are becoming more commonplace each day. This is thanks to innovative battery technology, marketing centered around climate change and fuel efficiency. This also trickles down to electric vehicle insurance.

Social Security: 5 Things You’re Doing Wrong

Social Security: 5 things You're Doing Wrong

If you’re approaching your 65th birthday, odds are you’ve been inundated with documentation and advice about your social security options. It’s crucial to make sure you’re on solid ground with your finances as you get closer to retirement.

Avoid These 6 Retirement Mistakes

retirement mistakes

There are always pitfalls when building a financial plan. Retirement, included. Understanding and avoiding these 6 retirement mistakes will help you build a strong, secure and flexible retirement plan for you and your loved ones.

5 Ways to Fight Inflation

5 Ways to Fight Inflation

The optimist will say that we will weather this storm and come out better for it. The pessimist will have the opposite reaction, of course, and proclaim that there’s no end to this crisis in sight. But both can agree that we have options to stave off the effects of inflation.

10 Money-Saving Travel Tips

10 Money Saving Travel Tips

Follow these 10 money-saving travel tips when planning your next vacation to help make it more affordable, but it can be expensive to travel. However, there are ways to experience the trip of your dreams on a budget. Follow these money-saving tips when planning your next vacation to help make it more affordable. Join a […]

7 Smart Ways People Spend to Save

7 Smart Ways People Spend to Save

Frugal people are known for not spending money. This reputation harbors much truth, but not always. Frugality doesn’t mean pinching as many pennies as possible, it’s also a long-term strategy to save money. If you see a frugal person making a big purchase, you should be sure they’ve given it much thought. It’s possible to […]

6 Keys to More Successful Investing

6 Ways to More Successful Investing

A successful investor maximizes gain and minimizes loss. There’s never a guarantee that any investment strategy will be successful. All investing involves risk, including the possible loss of principal. Here are six basic principles that may help you invest more successfully. Long-term compounding can help your nest egg grow It’s the “rolling snowball” effect. Put […]

Inflation-Fighting Tips

Inflation Fighting Tips

It’s easy to see how inflation affects your daily life. Gas prices are higher. Electric bills are steeper. Wallets are thinner. But what inflation does to your investments isn’t always as obvious. Let’s say your money is earning 4% and inflation is running between 3% and 4% (its historical average). That means your so-called “real […]

Life Insurance as an Asset

Life Insurance as an Asset

Obtaining life insurance is a benchmark for many adults when building their portfolio. Earning income is one thing but protecting it for your loved ones upon your death is quite another. The primary objective of life insurance is providing financial support after you’ve passed. There are other benefits to permanent life insurance that you may […]

Financial Planning Issues for New Parents

financial planning for new parents

Having a financial plan in place for your child is essential. It’s important to understand the potential financial planning issues for new parents that could arise. What is it? As you prepare for life as new parents, it’s also time to prepare a new financial plan for your family or make any necessary changes to […]

Understanding Digital Wallets

A digital wallet, with a credit card floating in front of a smartphone. Title: Understanding Digital Wallets

Digital wallets are here to stay. They handle digital funds, credit cards, gift cards and more. Learn how to capitalize on this technology for your daily life. What They Are Digital wallets live on many mobile devices. They allow you to make purchases, store financial information, manage gift cards, and track your payment history. More […]

Get the Most Out of Your Amazon Prime Membership

Smartphone with Prime logo on it. Title: Get the Most Out of Your Amazon Prime Membership

Harness the power of your Amazon Prime Membership with these helpful tips. Find out more about Prime Wardrobe, Amazon Fresh, Amazon Smile and more. More than 200 million people subscribe to Amazon Prime worldwide which means a lot of people think it is worth the cost – $14.99 per month plus taxes or $139 per […]

ABLE Accounts – What to Know

ABLE accounts what to know

The Achieving a Better Life Experience Act of 2014 provides much needed assistance for Americans with disabilities. They’re able to design a financial plan to alleviate potential stress if they’re unable to perform their jobs. Millions of Americans with disabilities depend on a wide variety of public benefits for income, health care, food, and housing. […]

Financial Planning Through the Generations

Different generations of a family smiling and wrapping their arms around each other. Title: Financial Planning Through the Generations

Each generation – Gen Z, Millennials, Gen X and Baby Boomers – are at different moments in their lives that require their own age-specific financial goals and stress points. Learn where your financial focus should be today. While the old sayings of, “save early” and “don’t make emotional decisions” are still sound advice, approaching wealth […]