The Long-Term Care Crisis

Long term care

Home Alone Nearly one-third of all seniors live by themselves, according to the U.S. Census Bureau. That’s close to 14 million seniors aging alone. This suits some seniors just fine, however it’s vital for seniors living alone to interact with others. The potential for a long-term care crisis looms. A recent article in the New […]

Inheriting Debt

inheriting debt

Debt is something that no one ever wants to deal with, but unfortunately, it’s something that many people must face. When someone dies, their estate is passed on to the beneficiaries listed in their will. This may include assets such as property and money, or it may consist of debts and other liabilities. If you’re […]

Avoid Running Out of Money After Retirement

running out of money after retirement

The current generation of retirees faces a greater risk of running out of money during retirement than any previous generation. Most retirees estimate they will spend less after retirement, but that is not always the case. Some expenses like travel and clothing may go down, but other expenses, such as medical bills and home maintenance, […]

Divorce and Its Alternatives

divorce

January is often dubbed “divorce month” as it’s the time when many couples call it quits. The reason for this surge in divorce filings is unclear, but experts speculate it could be due to the holidays (when people are not willing to divorce) or a desire to start afresh in the new year. Whatever the […]

Keeping Your Auto and Home Insurance Low

home and auto insurance

As a responsible adult, you know that you need to have auto and home insurance. But that doesn’t mean you have to break the bank to get it. In fact, you have many options to keep your rates low. On average, most homeowners pay over $1,300 a year on insurance. That can be a hefty […]

Back to Basics: Retirement Planning

retirement planning

You may have heard the saying, “it’s never too late to learn.” Well, that is certainly true when it comes to retirement planning. Even if you are considering retirement, there is still time to make smart decisions to help ensure a comfortable future. Let’s discuss the basics of retirement planning and answer some common questions. […]