January 2023

Long term care

The Long-Term Care Crisis

Nearly one-third of all seniors live by themselves, according to the U.S. Census Bureau. That’s close to 14 million seniors aging alone. This suits some seniors just fine, however it’s vital for seniors living alone to interact with others. The potential for a long-term care crisis looms.

inheriting debt

Inheriting Debt

Debt is something that no one ever wants to deal with, but unfortunately, it’s something that many people must face. When someone dies, their estate

running out of money after retirement

Avoid Running Out of Money After Retirement

Most retirees estimate they will spend less after retirement, but that is not always the case. Some expenses like travel and clothing may go down, but other expenses, such as medical bills and home maintenance, can be higher in retirement.

divorce

Divorce and Its Alternatives

January is often dubbed “divorce month” as it’s the time when many couples call it quits. The reason for this surge in divorce filings is

home and auto insurance

Keeping Your Auto and Home Insurance Low

On average, most homeowners pay over $1,300 a year on insurance. That can be a hefty financial burden. It doesn’t have to be, though. Here are some steps you can take to keep your auto and home insurance low:

retirement planning

Back to Basics: Retirement Planning

The Back-to-Basics series, presented by Barnum, is designed to answer those questions that are on everyone’s mind. This series of articles are geared toward people