Plan. Protect. Grow. Life insurance, retirement planning & honest guidance on your terms.
No cost. No obligation.
Whether you're planning for retirement, protecting your loved ones, or growing your wealth, we're here to guide you, every step of the way.
Personalized strategies
for your life’s milestones.
If you’re looking to invest in education, preserve your legacy, empower your business, or plan for long-term care, we tailor our solutions to your unique needs.
Retirement Planning
Financial Planning
Protection Planning
Protect what matters most with a custom plan that balances life, disability, and long-term care insurance.
Career Transitions
Education Funding
Estate & Legacy
Minimize taxes and pass along assets smoothly to the people—and causes—you care about.
Business Solutions
Long-Term Care
Retirement Planning
Retirement should feel like freedom, not guesswork. We’ll turn your savings into a steady, tax-smart income stream and keep your plan on track as life—and markets—change.
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Income Roadmap: know exactly what you can spend, year by year
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Tax & Social Security Timing: keep more of what you’ve earned
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Ongoing Portfolio Oversight: adjustments as goals and markets shift
Financial Planning
Make your money work smarter with a portfolio built around your goals, timeline, and risk comfort. We blend diverse investments with proactive tax moves to grow—and guard—your assets.
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Goal-Based Portfolio Design
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Tax-Smart Rebalancing
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Quarterly Performance Check-Ins
Protection Planning
Life is unpredictable, but the right protection plan keeps your family’s finances on solid ground. We balance life, disability, and long-term care coverage so the people who count on you stay protected—whatever happens.
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Coverage Gap Check: know exactly where you’re exposed
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Tailored Policy Mix: only pay for benefits you need
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Trusted Carrier Comparisons: best rates, clear terms
Career Transitions
Changing jobs, selling a business, or easing into early retirement can turn even a solid plan upside down. We help you roll over old 401(k)s, optimize equity-comp cash-outs, and map the right benefit choices at your new job—so every transition moves you closer to your goals.
Rollover & equity-comp guidance
Cash-flow bridge planning
Benefit-package optimization
Why Barnum
76% of Americans say financial planning gave them peace of mind.
For many of our clients, that peace starts here with a single conversation.
Education Funding
Invest in your child’s future without derailing your own. We turn college costs from a vague worry into a clear, tax-smart savings plan you can stick to—no matter how young (or old) your student is.
529 & Coverdell Plans: grow dollars tax-advantaged
Custodial & Trust Options: flexible gifts for minors
Cost-Projection Tool: know the target, year by year
Estate & Legacy Planning
A legacy is more than paperwork—it’s your values, your wishes, and the future you shape for others. We craft tax-smart estate plans that pass along assets smoothly and preserve family harmony.
Will & Trust Coordination: documents that match your intent
Tax-Efficient Gifting: keep more wealth in the family
Succession & Charity Planning: fund causes, guide heirs, ease transitions
Business & Employee Solutions
Your company is both livelihood and legacy. We line up succession, key-person protection, and competitive benefits so you can grow today and exit on your terms tomorrow—while keeping top talent secure and motivated.
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Succession & Exit Roadmap
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Key-Person / Buy-Sell Coverage
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SEP & SIMPLE IRA Benefit Plans
Long-Term Care Planning
Caring for aging parents or loved ones with disabilities takes more than a policy—it takes expertise. Our designated Special Care Planners pair long-term-care coverage with advanced strategies like special-needs trusts and government-program coordination, so every family member stays secure without upending your own retirement.
LTC Coverage & Cost Projections
Special-Needs Trust & Benefit Guidance
Advisor & Attorney Coordination
What’s Your
Financial Goal?
Let’s build a plan that gets you there together.
I want to
