Care For Your Loved Ones

Prepare now, so future healthcare costs don’t erode income, assets, or family security.

Long-Term Care

For families taking care of loved ones with special needs, or dealing with the complexities of elder care, the desire for a future filled with independence, financial security, and a high quality of life is important. We understand the emotional and financial challenges this presents, often while balancing the needs of other dependents and your own retirement goals. It’s a journey that requires not just a financial plan, but a compassionate and highly specialized approach.

We believe in providing comprehensive support that addresses both traditional financial planning and the distinct challenges you face. Our designated Special Care Planners have received advanced training in complex areas like estate and tax planning strategies, special needs trusts, and government programs. They work as a vital part of your team, coordinating with your other advisors and connecting you with qualified special needs attorneys, non-profit disability organizations, and essential service providers.

Barnum Financial Group is here to help you review your assets and liabilities, outline immediate and long-term goals, identify potential risks, and build an integrated strategy. Our aim is to provide you with greater security and confidence about the financial future of your entire family, ensuring your loved ones receive the care and support they deserve.

Frequently asked questions

How can I ensure financial security and a good quality of life for a loved one with special needs?

This requires specialized planning. Our Special Care Planners help establish essential tools like special needs trusts, navigate government benefits, and create a financial roadmap designed to provide long-term care and support without jeopardizing eligibility for crucial programs.

What is a special needs trust, and is it right for my family?

A special needs trust is a specialized legal tool that holds assets for the benefit of a person with a disability without jeopardizing their eligibility for means-tested government benefits. Our planners can help you determine if it’s the right solution for your unique family situation.

How do I plan for the potential costs of long-term care for an aging family member?

Long-term care costs can be substantial. We help families explore various strategies, including long-term care insurance, asset protection strategies, and integrating care costs into a comprehensive financial plan to preserve assets and maintain quality of life.

How do your Special Care Planners coordinate with our existing legal or medical advisors?

Our Special Care Planners act as a central point of contact. They are trained to coordinate with your attorneys, healthcare providers, and other professionals, ensuring a cohesive and comprehensive plan that addresses all facets of your loved one’s care.

Ready to care for your loved ones?

Let’s get started