That’s what could happen if you do not have appropriate income protection.
The limitations of group long term disability coverage all contribute to the ‘DI Gap’ , which is the difference between your current net income and the net GLTD benefits you would receive if you were to become too sick or hurt to work for an extended period of time. Understanding the level of coverage provided by your GLTD plan is essential in accurately determining your DI Gap. Be sure to refer to your GLTD plan document. You might be surprised to discover that you have a DI Gap.
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