Raymond Goskowski, CLTC®

  • Financial Services Representative

Ray brings more than two decades of professional experience to his role as a Financial Services Representative. Before entering financial services in 2011, he spent 22 years in the critical power distribution industry, holding roles ranging from Application Engineer to Global Business Development Director. That foundation gave him a strong analytical mindset and a deep understanding of the complex challenges professionals and business owners face.

After earning his industry certifications and FINRA registration, Ray made the move to Barnum Financial Group in 2026 to expand the depth of resources available to his clients. Barnum’s collaborative platform allows him to deliver truly comprehensive financial guidance while maintaining the personal, relationship-driven approach that has always been central to his practice.

As a Financial Services Representative, Ray works closely with clients on income protection, wealth accumulation, and retirement strategies tailored to their individual goals. He takes a hands-on approach, providing in-depth analysis while building meaningful relationships along the way. Ray and his team routinely partner with clients’ other trusted advisors, including estate planning attorneys and CPAs, to address present and future tax considerations, whether through the sale of a business, during retirement, or in the transfer of wealth to future generations.

Outside of work, Ray is passionate about endurance sports, fine dining, world-class wines, and international travel. He has a deep appreciation for American history, both on the page and at the places where it was made. He is also the proud father of a daughter currently pursuing a degree in medicine

I am licensed and registered to offer products and services in CT. Licenses and registrations will vary. Domiciled in CT.

Americans In The Workplace Study

This comprehensive study dives into the evolving financial behaviors of American workers across a variety of factors, including generational, household income, gender, and employment status and more!