David Fernandez

With 24+ years in the industry, David is a passionate financial advisor guiding individuals and families towards achieving their financial goals. His approach is consultative, meaning he works closely with his clients to understand their unique needs and risk tolerance. He explores various options and uses a tailored approach that aligns with their aspirations, whether it’s saving for retirement, education, or a dream vacation.

Throughout his career, he’s witnessed market cycles firsthand, from the tech bubble crash and the financial crisis to the recent COVID-19 pandemic. This experience allows him to leverage historical trends to set realistic expectations and help empower his clients to make informed financial decisions.

His fascination with finance began at a very young age, with opening checking and savings accounts early on. This curiosity for how money works fueled his passion for this industry.

Beyond financial expertise, David believes in fostering a sense of trust and transparency with his clients and considers himself a people person who thrives on building lasting relationships.

His background is extensive, encompassing lending, risk management, fixed income markets, and even collaborating with portfolio managers. He’s even played a key role in building and modeling a bank, providing a deep understanding of the financial system.

Beyond the world of finance, you’ll find David outdoors with his wife. They’re both passionate hikers, cyclists, and beach lovers, cherishing every moment spent actively exploring together. When they’re not soaking up the sun and scenery, family remains a priority. He and his wife are actively involved in their teenage sons’ lives.

I am licensed and registered to offer products and services in NJ. Licenses and registrations will vary. Domiciled in NJ

Check the background of this investment professional on FINRA’s BrokerCheck.