Secure Your Business and Employees

Competitive team benefits, buy-sell, succession planning—all under one cohesive strategy.

Business Solutions

As a business owner, your enterprise is more than just a venture — it’s a testament to your vision, hard work, and dedication. We understand that your business goals are often intertwined with your personal financial aspirations, and navigating this complex landscape can feel like a challenge. You’re constantly focused on growth, but equally vital is ensuring the continuity, protection, and value of what you’ve built, for both yourself and your dedicated employees.

At Barnum Financial Group, we specialize in helping business owners like you integrate their personal and professional financial futures. We’re here to help you address critical areas with confidence:

Exit Planning: Crafting a clear strategy for your eventual transition, ensuring maximum value and a smooth handover.
Employee Retirement Solutions: Establishing attractive benefits like SEP or SIMPLE IRAs to reward your team and enhance your business’s appeal.
Business Protection: Safeguarding your operations with solutions like Key Person Insurance, mitigating risks posed by unforeseen events.
Valuation & Legacy: Understanding your business’s true worth and seamlessly integrating it into your broader estate plan for lasting impact.

Let us partner with you to develop tailored strategies that protect your business, empower your employees, and secure your financial legacy.

Frequently asked questions

How can I plan for the eventual succession or exit from my business?

Exit planning is crucial. We’ll work with you to develop a written strategy that outlines your goals for the business’s future, identifies potential buyers or inheritors (family, employees, third-party), and addresses the financial implications to maximize the value you’ve created.

What are the best retirement plans for my small to medium-sized business and my employees?

Options like SEP IRAs and SIMPLE IRAs are popular for small businesses due to their ease of setup, low administration costs, and tax advantages. We can help you determine which plan is best suited for your company’s size and goals.

Why is "Key Person Insurance" important for my business?

Key Person Insurance provides financial protection to your business if a crucial employee (like yourself, or a top salesperson) dies or becomes disabled. It helps offset the adverse impacts of losing their critical contributions, allowing your business to stabilize and recover.

How do you help integrate my business and personal financial planning?

We understand that your business and personal finances are intrinsically linked. Our specialized professionals help you align your business’s financial health, valuation, and exit strategy with your personal wealth accumulation, retirement, and estate planning goals for holistic success.

Ready to secure your business?

Let’s get started