Daniella and Victor bought a new house and were expecting their first child. They were worried about what would happen if one of them were no longer here…Daniella and Victoria were referred to a Barnum professional who reviewed their current cash flow and expenses. Because they were both young and in reasonably good health, the financial professional secured each of them a term policy which would leave them enough money to pay off the mortgage and set a little aside for college costs. Additionally, down the road they would be able to convert it to permanent.