Richard Toni

Richard is a financial planner who empowers his clients to quantify and prioritize what they want to accomplish, and then develops strategies to help them achieve those objectives. His approach is both personal and comprehensive, integrating investment management, asset protection, risk management, tax minimization, and income generation. A hallmark of Richard’s practice is his commitment to delivering a top-tier service experience to each of his clients.

A major area of focus is helping people transition from working full time to retirement. While many people have a wealth accumulation strategy during their working years, they don’t have an income generation and wealth distribution plan for retirement. A designated Retirement Income Certified Professional® (RICP®), Richard develops strategies to help clients take distributions in a tax-efficient manner, generate needed income, and continue to invest in a cost-effective way that helps maximize returns relative to one’s tolerance for risk. 

In addition to advising people through career transitions into retirement, Richard has extensive experience working with executives, medical professionals, and business owners, helping them address their personal and professional financial needs and capitalize on the financial opportunities their work creates for them. 

In each client relationship, Richard works to develop a bond of trust. He earned the Accredited Investment Fiduciary® designation which requires him to act in the best interest of each of his clients. This is particularly important to those who look to him and his team to develop complex wealth management plans that integrate multiple aspects of their personal and financial lives. 

Richard is committed to both the financial wellness of individuals and to the future of the financial services industry. A noted educator, Richard conducts seminars on a wide range of financial topics to employees of major organizations across the United States. He also leads skill building sessions for other advisors to enable them to work more effectively with their clients. 

In recognition of his outstanding contributions to the field, Richard was inducted into Barnum Financial Group’s Hall of Fame in 2024.

Richard received a degree in business management from Skidmore College. A resident of Stamford, Connecticut, Richard supports many community service organizations.

Richard is licensed and registered to offer products and services in CT. Licenses and registrations will vary.
Domiciled in CT.