Disability Income Insurance

It can be a very challenging period when your income is suddenly interrupted due to an extended period of sickness or injury, that can have serious financial consequences.

Maintain your financial stability during a challenging period when you are unable to earn an income.

Some employers provide group long term disability benefits, however, group disability benefits are taxable if your employer pays the premiums, and may not cover other income such as bonuses or commissions. An individual disability income insurance policy can help when employer-provided benefits may not be enough to maintain your lifestyle or pay all of your bills if you become too sick or injured to work.

At Barnum, our financial professionals are available to answer your disability insurance questions. We’ll explain your options, and make a recommendation based on our expertise and your financial situation. No matter where you are in your life and career, Barnum’s tools and experience can help you create a protection plan that can help you to maintain your lifestyle if you become too sick or injured to work.

Disability Income Insurance

When you want to provide financial security for your loved ones even after you’re gone, life insurance is a wise choice.

In the event of an unexpected passing, protect who and what matters most—today, tomorrow and for years to come.

Life insurance can assist your family in paying off debts, estate taxes and final expenses, which means one less concern during a challenging emotional time. A comprehensive policy can also protect the hopes and dreams you have for your loved ones future by maintaining their standard of living, funding an education, or providing for a family member with special needs.

At Barnum, we recognize that life insurance provides more than just a death benefit to your family; it is the foundation of a solid financial plan. Life insurance can also serve as income replacement, supplemental retirement income, tax-deferred asset protection and the ability to create a legacy by funding a cause that’s close to your heart. Our professional financial advisors are available to discuss options in detail and determine the amount of coverage that’s just right for you and your family.

Find out how to secure your financial future

Achieving your financial goals doesn’t happen by accident. It takes patience and planning to create the kind of possibilities that money can buy.