September 2018 Barnum Report

Welcome to The Barnum Report, Barnum Financial Group’s monthly newsletter. Each month we will be covering relevant financial industry topics as well as a monthly market update.


September is Life Insurance Awareness Month
For over 200 years, life insurance has helped people protect what matters most, yet over 58 million people in the United States say they need more life insurance but don’t take the actions to do anything about it.

That’s why Barnum Financial Group is proud to support Life Insurance Awareness Month (LIAM) – to bring awareness to the importance of having the life insurance coverage needed to protect one’s loved ones.   Learn more


What if You Could Give the Gift That Lasts a Lifetime
Permanent insurance creates a living legacy that could help your child or grandchild get a head start on their financial future.  And unlike most gifts that get lost or broken, permanent insurance has the potential to accumulate cash value each year that can be borrowed for future events, like paying for college, a down payment, or to start a business.

 This video explains how you can give the “gift of a lifetime”

Market Report

Stocks enjoyed a very good August with benchmark indexes reaching new highs. As the summer and third quarter come to a close, September may prove to be a very telling month for the remainder of the year. Housing has been sliding while inflation is creeping higher. The Federal Open Market Committee meets at the end of the month and could bump interest rates up by 25 basis points. Favorable corporate earnings reports could further bolster the economy in general and stocks specifically, as the current administration continues to negotiate new trade agreements

  For the full market report click here

What to Do If Your Term Life Insurance Policy is About to Expire
One advantage of term life insurance is that it is generally the most cost-effective way to achieve the maximum life insurance protection you can afford. Many people first purchase term life insurance to protect their family’s financial interests after a significant life event, such as getting married or the birth of a child.  Click here to learn more


The Financial Implications of a Chronic Illness
When you live with a chronic illness, you need to confront both the day-to-day and long-term financial implications of that illness. Talking openly about your health can be hard, but sharing your questions and challenges with those who can help you is extremely important because recommendations can be better tailored to your needs. Every person with a chronic illness has unique issues, but here’s a look at some topics you might need help with.   Click here for more