Sept 2019 Barnum Report

Welcome to The Barnum Report, Barnum Financial Group’s monthly newsletter. Each month we will be covering relevant financial industry topics as well as a monthly market update.


Life Insurance at Various Life Stages

Your need for life insurance changes as your life changes.  When you’re you, you typically have less need for life insurance, but that changes as you take on more responsibility and your family grows.   Then, as your responsibilities once again begin to diminish, your need for life insurance may decrease.  Let’s look at how your life insurance needs change throughout your life. 
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Do Millennials Need Life Insurance?

The financial challenges millennials face can be overwhelming. Many young adults have to figure out how to pay off college loans, save to buy a home or start a family, and sock away money for retirement. Given these hurdles, it’s no wonder that life insurance as a financial asset gets little to no attention. But it should. There are many reasons to have life insurance at a relatively young age, but here are some common ones.


What if you could give the gift that lasts a lifetime?

Permanent insurance creates a living legacy that could help your child or grandchild get a head start on their financial future.  And unlike most gifts that get lost or broken, permanent insurance has the potential to accumulate cash value each year that can be borrowed for future events, like paying for college, a down payment, or to start a business. 

 This video explains how you can give the “gift of a lifetime”