It can be a very challenging period when your income is suddenly interrupted due to an extended period of sickness or injury, that can have serious financial consequences. Some employers provide group long term disability benefits, however, group disability benefits are taxable if your employer pays the premiums, and may not cover other income such as bonuses or commissions. An individual disability income insurance policy can help when employer-provided benefits may not be enough to maintain your lifestyle or pay all of your bills if you become too sick or injured to work.
Maintain your financial stability during a challenging period when you are unable to earn an income.
At Barnum, our professional financial advisors are available to answer your disability insurance questions. We’ll explain your options, and make a recommendation based on our expertise and your financial situation. No matter where you are in your life and career, Barnum’s tools and experience can help you create a protection plan that can help you to maintain your lifestyle if you become too sick or injured to work.