Disability Insurance

It can be a very challenging period when your income is suddenly interrupted due to an extended period of sickness or injury, that can have serious financial consequences. Some employers provide group long term disability benefits, however, group disability benefits are taxable if your employer pays the premiums, and may not cover other income such as bonuses or commissions. An individual disability income insurance policy can help when employer-provided benefits may not be enough to maintain your lifestyle or pay all of your bills if you become too sick or injured to work.

Maintain your financial stability during a challenging period when you are unable to earn an income.

At Barnum, our professional financial advisors are available to answer your disability insurance questions. We’ll explain your options, and make a recommendation based on our expertise and your financial situation. No matter where you are in your life and career, Barnum’s tools and experience can help you create a protection plan that can help you to maintain your lifestyle if you become too sick or injured to work.

Other Business Planning Resources

Key Person Insurance

Learn more about life insurance coverage for those employees who are most crucial to the successful operation of your business.

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SEP/Simple IRA/401k

Solutions that save you money on a tax deferred basis for retirement with employer/employee contributions.

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Health Insurance

Explore options, get expert advice, and choose coverage that best suits your company’s needs.

Learn More